Optum United Healthcare Corporation is an American public for-profit private managed health insurance company based in Minnetonk, Minnesota. It provides medical care goods and medical insurance services to millions of customers. It ranks fourth among all insurers worldwide by total premiums paid per member annually. It also has the highest percentage of new members in United States and second highest in Canada.
According to its official web site, “United Healthcare offers a variety of products in the category of health and wellness, home health, Medicare Supplement, supplemental insurance and dental care. It also offers a network of health care professionals and support services to provide better and more personalized customer care”. The company was founded in 1965 by Drs. James H. Simon, Bernard J. Wertheimer and Richard W. Simon.
Under United Healthcare, the United States and Canada are their two most profitable markets. Its international sales have been expanding since their establishment in Minnesota. It has branches in other major countries like Japan, Mexico, Spain, Italy, Netherlands and Hong Kong. According to the Web site, “United Health's goal is to offer the highest quality health care in an organized and convenient way to our members and clients”. It says, “We're always on the lookout for ways to improve on our service, whether it's providing the products or services that meet the needs of our patients”.
In order to become a member of United Healthcare, you need to be 18 years of age or above, a U.S. citizen and at least 18 years old. In order to get a quote from the company, you will be required to fill in a short application form that gives details about your medical history, personal health issues, family medical histories and any other information required by the company for purposes of the quotation process.
You must provide proof of insurance as well such as your medical insurance card, recent proof of insurance from the same, any current insurance policy, and all co-payment forms for services and medication. If you want to join the United Health Group, then you will be asked for some personal information which includes your social security number, address, employment status, current salary and the current employer.
The rate charged by these medical insurance companies is different than the national average. The insurance cover provided by these companies is cheaper compared to the national average, especially when you add other medical benefits like emergency care and vision care to the basic coverage.
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