UnitedHealth Group is a privately held company founded by Jesse Livermore and Joseph Rochefort. The name was originally derived from the name of the company’s founders’ hometown of Minnetonka. UnitedHealth Group is primarily a business providing medical and health insurance services, but it also offers home care and other health benefits plans. It has the most revenue as well as the largest market share of for-profit health insurers in the United States by revenue. It has been in operation for nearly seventy years, beginning in 1950 in Minnesota.
UnitedHealth Group sells and delivers health and medical coverage to millions of people in over fifteen states. Most of its services are available nationwide. It also sells individual, employer, group, and government coverage plan to individuals, employers, and health plans. UnitedHealth is one of the largest providers of health insurance in the United States.
As of March 2020, UnitedHealth Group reported approximately $6.7 billion in revenue and had more than eight million insured members, including employees, retirees, family, partners, and students. In addition, it provides a number of managed care and indemnity plans, which are designed to help manage costs and provide quality care to patients. The health plans cover the medical costs of many types of individuals.
The health plans under UnitedHealth include employer, individual, group, and government plans, as well as a number of individual and group health maintenance programs, which provide coverage for routine services like dental, vision, and hospital care. Through these plans, UnitedHealth Group participates in health maintenance organizations (HMO), preferred provider organizations (PPO), and preferred service organizations (PSO).
UnitedHealth Group also provides coverage for prescription drug coverage under two separate group health insurance plans, which include Express Scripts and Preferred Provider Organizations (PPOs). This group plan also includes prescription drug coverage under two separate PPO Plans, which includes Express Scripts and Preferred Provider Organization (PPOs), and is intended for individuals who are self-employed, are working at home, or have limited medical insurance. and cannot afford to purchase their own health insurance policies. In addition, UnitedHealth has an additional group health insurance plan that covers health benefits called Preferred Provider Network (PPN) that is intended for individuals who are enrolled with a participating health maintenance plans of other companies.
As of August 2020, UnitedHealth Group Health Services had approximately two hundred fifty thousand individuals, family, and small businesses participating in health benefits plans. in twenty-one states, and serves eleven counties in nine states. In addition, UnitedHealth Group has two hundred and fifty-six thousand self-employed people enrolled in its health benefits plans in thirty-eight states. In addition to those listed above, it has two hundred and fourteen thousand self-employed individuals enrolled in the Preferred Provider Organizations plans in twenty-one states and one county in thirteen states.
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